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BingX Fees Explained: Spot, Futures, Funding & Hidden Costs (2026)

By Dana Kovac · Published 2026-07-20 · Independent review — not affiliated with any exchange

Bottom line

BingX charges 0.10% spot maker/taker and 0.02%/0.05% futures maker/taker fees as of 2026. Funding rates float every 8 hours based on market conditions. Withdrawal fees vary by network (often $1-3 for ERC-20 tokens), and copy-trading adds a profit-share cut on top of standard trading fees.

BingX has built its reputation on copy trading and futures liquidity, and its fee schedule looks straightforward on the surface: 0.10% spot, sub-0.10% futures. But the real cost of trading on BingX depends on order type, funding rates on open positions, which network you withdraw on, and whether you’re using copy trading or the convert widget instead of the order book. This guide breaks down each layer so you know what you’re actually paying before you fund an account. For the full platform rundown — verification tiers, supported regions, security history — see our BingX review.

Spot Trading Fees

BingX advertises a flat 0.10% maker and 0.10% taker fee for base-tier spot traders as of 2026. That’s a common starting point among mid-size exchanges — not the rock-bottom rate some platforms lead with, but not inflated either.

Two levers reduce that number in practice. First, paying fees in BingX’s native token typically earns a percentage discount, a mechanic nearly every exchange now runs. Second, 30-day trading volume determines your VIP tier, and each tier step down the fee schedule shaves a bit off both maker and taker rates. High-volume traders (institutional or algo desks running consistent size) can land meaningfully below the base 0.10%.

The maker/taker split matters less on spot than on futures because BingX doesn’t heavily differentiate the two at the base tier — both sit at 0.10%. That changes as you climb VIP levels, where maker rates typically drop faster than taker rates to reward liquidity providers.

Futures Fees and Funding

This is where the numbers get more interesting, and where most of BingX’s serious volume actually happens. Perpetual futures carry advertised maker fees around 0.02% and taker fees around 0.05% — both well below spot rates, which is standard across the industry since futures fees are calculated on notional value with leverage applied.

Funding is the part beginners underestimate. Every 8 hours, BingX perpetual contracts settle a funding payment between long and short position holders, based on the spread between the perpetual price and the underlying spot index. If you’re long and funding is positive, you pay; if negative, you receive. This isn’t a platform fee in the traditional sense — BingX doesn’t pocket most of it, it’s a peer-to-peer mechanism to keep the perpetual price tethered to spot — but it’s a real, recurring cost if you hold positions across funding windows.

A trader running high leverage and holding overnight can rack up funding costs that dwarf the maker/taker fee on the original trade. This is a structural feature of perpetuals everywhere, not unique to BingX, but it’s worth internalizing before you assume “0.05% taker fee” is the whole story. If you’re specifically shopping for high-leverage venues, our best high-leverage crypto exchanges comparison lays out how funding mechanics differ across platforms.

Fee Comparison Table

Fee TypeBingX (advertised, 2026)Notes
Spot maker0.10%Discount available paying in native token
Spot taker0.10%Same base rate as maker
Futures maker~0.02%Lower with VIP tier
Futures taker~0.05%Lower with VIP tier
Funding rateVariable, ~8h intervalsPeer-to-peer, not a platform fee
Withdrawal feeNetwork-dependentOften $1-3 equivalent on ERC-20
Copy-trading profit shareSet by lead trader, often up to 10%Charged on top of trading fees

Rates are advertised figures pulled from BingX’s public fee schedule as of 2026 and can change — always confirm current numbers in your account’s fee center before trading.

Withdrawal and Deposit Costs

Deposits on BingX are generally free regardless of network. Withdrawals carry a network fee that BingX passes through, and this fluctuates with actual on-chain congestion rather than being a fixed platform markup. Choosing a cheaper network — TRC-20 over ERC-20 for USDT, for instance — routinely cuts your withdrawal cost by an order of magnitude. This is true across nearly every exchange, not a BingX-specific quirk, but it’s the single easiest way to avoid overpaying on cash-out.

Fiat on-ramps (card purchases, third-party payment processors) carry their own separate fee structure set by the payment provider, not BingX directly, and these tend to run noticeably higher than crypto-to-crypto trading fees. If you’re funding an account for the first time, check whether a bank transfer or existing crypto deposit is available before defaulting to card.

Copy Trading Costs

BingX’s copy-trading feature is a major draw for the platform, letting users mirror trades from selected lead traders. The cost structure here is layered: you pay standard spot or futures maker/taker fees on every trade executed in your account (copied or not), and on top of that, the lead trader takes a profit-share cut — commonly up to 10%, though it’s set per trader and disclosed on their profile before you follow them.

This means copy trading isn’t a flat-fee product. A profitable copied strategy costs you more in absolute terms than an unprofitable one, since the profit share only applies to gains. It’s worth checking a lead trader’s fee terms and historical drawdown before allocating meaningful capital, the same diligence you’d apply to any algorithmic or bot-driven strategy. For a broader look at automated trading costs and where bots fit into the fee picture, see AI trading bots in 2026.

How BingX Compares to Other Exchanges

Placed against competitors, BingX’s fee schedule lands in the middle of the pack rather than at either extreme. Spot fees at 0.10% roughly match OKX’s base tier and sit above what MEXC and Bitget often advertise for entry-level accounts. Futures fees at 0.02%/0.05% are competitive with Bybit but not dramatically cheaper.

If fees alone are your deciding factor, it’s worth reading the equivalent breakdowns for Bitget, Bybit, OKX, and MEXC side by side — the differences are often smaller than marketing suggests once you account for VIP tiers and token discounts on each platform. For a full side-by-side across all major venues, our exchange rankings page tracks current fee tiers, KYC requirements, and supported regions in one table.

Bottom Line

BingX’s fees are unremarkable in the best sense of the word — they won’t shock you, and they won’t undercut the market either. Spot at 0.10%, futures at 0.02%/0.05%, standard network-based withdrawals. The real cost variables are funding rates on leveraged futures positions and profit-share cuts on copy trading, neither of which show up in the headline maker/taker numbers most comparison charts lead with. Before committing capital, run your expected trade size and holding period through the actual fee schedule in your account, and read the full BingX review for the verification and security context that fee tables alone don’t cover.

Frequently asked questions

Is BingX cheap compared to other exchanges?

BingX's 0.10% spot and 0.02%/0.05% futures maker/taker fees sit roughly in line with Bybit and OKX, and slightly above what Bitget and MEXC advertise for base-tier users. It's competitive but not the cheapest option on the market as of 2026 — VIP volume tiers matter more than the headline rate.

Does BingX charge withdrawal fees?

Yes. BingX passes on network fees for on-chain withdrawals, and these vary by asset and chain — often $1-3 equivalent for ERC-20 tokens, less for assets on cheaper chains like TRC-20 or BEP-20. There's no flat platform withdrawal fee separate from the network cost, but always check the live fee shown before confirming.

What is the funding rate on BingX futures?

Funding is a periodic payment between long and short traders on perpetual futures contracts, settled roughly every 8 hours. The rate floats based on the gap between futures and spot price and isn't a fee BingX keeps directly, though it's a real cost (or credit) that affects your position's running P&L.

How do I lower my trading fees on BingX?

Holding and paying fees with BingX's native token typically unlocks a discount, and higher 30-day trading volume moves you up VIP tiers with lower maker/taker rates. Using limit orders (maker) instead of market orders (taker) also reduces costs since maker fees are usually lower or even rebated at higher tiers.

Is BingX available in the US and other restricted regions?

BingX restricts access in the US and several other jurisdictions, similar to most offshore exchanges. Availability and required verification depend on your country and can change, so check BingX's current terms of service or our full review before assuming access.

Does copy trading on BingX cost extra?

Yes. Copy trading adds a profit-share fee on top of standard trading fees — the lead trader takes a cut (often up to 10%, set per trader) of your profits from copied trades. You still pay normal maker/taker fees on every executed trade regardless of whether it was copied.

How do BingX futures fees compare to spot fees?

Futures fees are lower per trade — advertised at roughly 0.02% maker and 0.05% taker — versus 0.10% flat on spot. But futures also carry funding costs every 8 hours and liquidation risk from leverage, so the effective cost of holding a futures position can exceed spot despite the lower headline rate.

What hidden costs should I watch for on BingX?

Beyond the advertised maker/taker rates, watch for funding payments on open futures positions, network withdrawal fees that fluctuate with chain congestion, copy-trading profit shares, and spread costs on convert/instant-buy features which are wider than order-book trading.

Dana Kovac — Covers trading tools, bots and market structure. Spent four years on a prop trading desk before going independent.